Boutique Wealth Management

Consolidate Your Pensions With Expert Guidance

For pension pots of £250,000 or more, speak with a specialist London adviser today. One plan, transparent fees, and no exit penalties.

FCA Registered

Backed by Quilter

Tailored Advice

No Exit Penalties

Book Your Initial Consultation

30-minute meeting with James Wallace. In person at The Royal Exchange or via video call.

Your details are secure and will only be used to arrange your consultation.

Cirilium

Wealthselect

“James made the whole process straightforward. We consolidated four pensions into one clear plan,
and now I can actually see what my retirement looks like.”

-Ryan, London

Rated 4/5 on Trustpilot

SOUND FAMILIAR?

Scattered Pensions Could Be Costing You Thousands

Most people with £250K+ across several pension pots don’t realise what they’re losing. Hidden fees, overlapping charges, and underperforming funds add up over decades.

Hidden fees on every pot

Each pension charges separately. Older schemes often carry higher fees than you'd pay today - and the charges compound year after year.

No clear picture of your retirement

With pensions scattered across providers, it's nearly impossible to know your total retirement income or whether you're on track.

Stuck in lifestyle funds?

Workplace pensions typically house your money in a fund that is designed for thousands of people based on your age. We build around you and your goals.

No one is looking after the big picture

Without a single adviser overseeing everything, your pensions aren’t working together - and may be taking more risk than you realise.

Three Steps to a Clearer Retirement

Consolidation is simpler than most people think. We handle the heavy lifting.

1

Free Initial Conversation

We review your existing pensions, fees, and performance. No cost, no obligation. If consolidation isn’t right for you, we’ll say so.

2

Clear Recommendation

If consolidation makes sense, we show you exactly what changes, what you’ll save, and how your pensions will be managed going forward.

3

We Handle Everything

We manage all transfers and paperwork. You get one plan, one adviser, and 24/7 visibility of your retirement savings.

Transparency

If switching isn’t right for you, we will be honest and tell you.

Ark Wealth Management is an outcomes first organisation and will always recommend what is the best for you.

Ark Wealth Management Works for You

Transparent Fees

You know exactly what you pay. No exit penalties, no hidden charges, no surprises down the line.

Backed by Quilter

As part of the Quilter Financial Planning network, your advice is backed by one of the UK's most trusted networks.

FCA Registered

Fully registered with the Financial Conduct Authority. Your protection and our compliance are non-negotiable.

London-Based, Face-to-Face

Based at the Royal Exchange. Meet your adviser in person - or over video if you prefer. Your choice.

James Wallace

Led by James Wallace

FCA-registered Director with CISI Level 4 Investment Advice Diploma. Your adviser - not a junior, not a chatbot.

FREQUENTLY ASKED QUESTIONS

Questions We Hear Most Often

Is pension consolidation right for me?

It depends on your circumstances. Some pensions have valuable guarantees that shouldn’t be transferred. That’s exactly why we start with a free review – to understand what you have before recommending anything.

Every day you are closer to retirement. Do you have a plan?

Ready to Simplify Your Pensions?

Book your free, no-obligation pension consolidation review with James.

Ark Wealth Management is a trading style of Ark Wealth Management Ltd. Ark Wealth Management Ltd is an Appointed Representative of Quilter Financial Services Ltd, which are authorised and regulated by the Financial Conduct Authority.

The value of investments and the income from them can fall as well as rise. You may get back less than you invested. Past performance is not a reliable indicator of future results. Pension transfers may not be suitable for everyone. Tax treatment depends on individual circumstances and may change in the future. 

Ark Wealth Management Ltd, The Royal Exchange, London EC3V 3DG. © 2026 Ark Wealth Management. All rights reserved.

Approver Quilter Financial Services Ltd 16/04/2026