- Backed by Quilter - £100bn+ assets under management
- FCA Registered | Financial Conduct Authority
- Serving clients with £250,000+ in investable assets
- Rated 4/5 on Trustpilot
- Backed by Quilter - £100bn+ assets under management
- FCA Registered | Financial Conduct Authority
- Serving clients with £250,000+ in investable assets
- Rated 4/5 on Trustpilot
Boutique Wealth Management
Consolidate Your Pensions With Expert Guidance
For pension pots of £250,000 or more, speak with a specialist London adviser today. One plan, transparent fees, and no exit penalties.
FCA Registered
Backed by Quilter
Tailored Advice
No Exit Penalties
Book Your Initial Consultation
30-minute meeting with James Wallace. In person at The Royal Exchange or via video call.
Your details are secure and will only be used to arrange your consultation.

Cirilium
Wealthselect

“James made the whole process straightforward. We consolidated four pensions into one clear plan,
and now I can actually see what my retirement looks like.”
-Ryan, London
Rated 4/5 on Trustpilot


James is a great advisor
charlotte mancey

My experience of Ark WM is a good one, James clearly knows his stuff. They are professional and knowledgeable, taking the time to understand what’s important and creating a plan.
Maria E

Ark has been really helpful so far
Ben MB

Sean ODwyer
SOUND FAMILIAR?
Scattered Pensions Could Be Costing You Thousands
Most people with £250K+ across several pension pots don’t realise what they’re losing. Hidden fees, overlapping charges, and underperforming funds add up over decades.
Hidden fees on every pot
Each pension charges separately. Older schemes often carry higher fees than you'd pay today - and the charges compound year after year.
No clear picture of your retirement
With pensions scattered across providers, it's nearly impossible to know your total retirement income or whether you're on track.
Stuck in lifestyle funds?
Workplace pensions typically house your money in a fund that is designed for thousands of people based on your age. We build around you and your goals.
No one is looking after the big picture
Without a single adviser overseeing everything, your pensions aren’t working together - and may be taking more risk than you realise.
Three Steps to a Clearer Retirement
Consolidation is simpler than most people think. We handle the heavy lifting.
1
Free Initial Conversation
We review your existing pensions, fees, and performance. No cost, no obligation. If consolidation isn’t right for you, we’ll say so.
2
Clear Recommendation
If consolidation makes sense, we show you exactly what changes, what you’ll save, and how your pensions will be managed going forward.
3
We Handle Everything
We manage all transfers and paperwork. You get one plan, one adviser, and 24/7 visibility of your retirement savings.
Transparency
Ark Wealth Management is an outcomes first organisation and will always recommend what is the best for you.
Ark Wealth Management Works for You
Transparent Fees
You know exactly what you pay. No exit penalties, no hidden charges, no surprises down the line.
Backed by Quilter
As part of the Quilter Financial Planning network, your advice is backed by one of the UK's most trusted networks.
FCA Registered
Fully registered with the Financial Conduct Authority. Your protection and our compliance are non-negotiable.
London-Based, Face-to-Face
Based at the Royal Exchange. Meet your adviser in person - or over video if you prefer. Your choice.

Led by James Wallace
FCA-registered Director with CISI Level 4 Investment Advice Diploma. Your adviser - not a junior, not a chatbot.
FREQUENTLY ASKED QUESTIONS
Questions We Hear Most Often
Is pension consolidation right for me?
It depends on your circumstances. Some pensions have valuable guarantees that shouldn’t be transferred. That’s exactly why we start with a free review – to understand what you have before recommending anything.
Will I lose any benefits or guarantees?
We check every pension for guaranteed annuity rates, protected tax-free cash, and other valuable features before making any recommendation. If transferring would mean losing something valuable, we’ll tell you.
How long does consolidation take?
The initial conversation takes about 30 minutes. If we proceed, the transfer process typically takes 4-8 weeks, depending on your existing providers. We handle all the paperwork.
What does it cost?
The initial review is completely free. If we proceed with consolidation, our fees are transparent and agreed upfront before any work begins. No hidden charges, no exit penalties.
Can I consolidate pensions from different providers?
Yes. We can consolidate pensions from any provider into a single, well-managed plan.
Every day you are closer to retirement. Do you have a plan?
Ready to Simplify Your Pensions?
Book your free, no-obligation pension consolidation review with James.
